Boat Insurance in and around Rochester
Always smooth sailing in Rochester with State Farm's insurance
Sea-ze the day with the right coverage

Your Boat Insurance Search Is Over
Don’t let your treasured boat go unprotected. Whether you’ve docked it in a marina, financed it, or have yet to decide, boat insurance is critical. Trust us, accidents happen and you don’t want to be caught footing the bill. With a solid insurance plan from State Farm® agent Tom Kernan in place, you can rest easy knowing that your boat and assets are safeguarded from an unexpected mishap - from physical damage to fuel spills to medical coverage for you and your passengers. Your boat (and budget) will thank you.
Always smooth sailing in Rochester with State Farm's insurance
Sea-ze the day with the right coverage

Get Boat Insurance You Can Trust
Aside from the watercraft itself, a policy from State Farm can help protect covered property like anchors, oars, seat cushions and/or ski and their tow ropes. Agent Tom Kernan is happy to help talk you through the options that may be right for you.
In the unexpected event of capsizing, stranding or collision, your insurance may be able to assist with things like emergency service and/or wreck removal depending on your policy. And that's not all! There are also other useful coverage options including boat rented to others, uninsured/underinsured watercraft coverage, and boat rental reimbursement and liability. Call or email today for more information.
Simple Insights®
Boating safety tips
Boating safety tips
Before you set sail and venture into the open waters, learn the essentials of boat safety.
Reporting a boating accident
Reporting a boating accident
Reporting a boating accident is required by law if the accident results in death, serious injuries or disappearances. Learn more about the steps and requirements for reporting an accident.

Tom Kernan
State Farm® Insurance AgentSimple Insights®
Boating safety tips
Boating safety tips
Before you set sail and venture into the open waters, learn the essentials of boat safety.
Reporting a boating accident
Reporting a boating accident
Reporting a boating accident is required by law if the accident results in death, serious injuries or disappearances. Learn more about the steps and requirements for reporting an accident.