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Boat Insurance in and around Rochester

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Your Boat Insurance Search Is Over

Don’t let your treasured boat go unprotected. Whether you’ve docked it in a marina, financed it, or have yet to decide, boat insurance is critical. Trust us, accidents happen and you don’t want to be caught footing the bill. With a solid insurance plan from State Farm® agent Tom Kernan in place, you can rest easy knowing that your boat and assets are safeguarded from an unexpected mishap - from physical damage to fuel spills to medical coverage for you and your passengers. Your boat (and budget) will thank you.

Always smooth sailing in Rochester with State Farm's insurance

Sea-ze the day with the right coverage

Get Boat Insurance You Can Trust

Aside from the watercraft itself, a policy from State Farm can help protect covered property like anchors, oars, seat cushions and/or ski and their tow ropes. Agent Tom Kernan is happy to help talk you through the options that may be right for you.

In the unexpected event of capsizing, stranding or collision, your insurance may be able to assist with things like emergency service and/or wreck removal depending on your policy. And that's not all! There are also other useful coverage options including boat rented to others, uninsured/underinsured watercraft coverage, and boat rental reimbursement and liability. Call or email today for more information.

Simple Insights®

Boating safety tips

Before you set sail and venture into the open waters, learn the essentials of boat safety.

Reporting a boating accident

Reporting a boating accident is required by law if the accident results in death, serious injuries or disappearances. Learn more about the steps and requirements for reporting an accident.

Profile photo of a State Farm Agent named: Tom Kernan

Tom Kernan

State Farm® Insurance Agent
Office Address:
3221 Chili Avenue
Rochester, NY 14624-5411
Map & Directions
Would you like Tom to create a personalized boat quote?
Profile photo of a State Farm Agent named: Tom Kernan

Tom Kernan

State Farm® Insurance Agent
Office Address:
3221 Chili Avenue
Rochester, NY 14624-5411
Map & Directions

Simple Insights®

Boating safety tips

Before you set sail and venture into the open waters, learn the essentials of boat safety.

Reporting a boating accident

Reporting a boating accident is required by law if the accident results in death, serious injuries or disappearances. Learn more about the steps and requirements for reporting an accident.