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Homeowners Insurance in and around Rochester

Would you like to create a personalized homeowners quote?

Home Sweet Home Starts With State Farm

Your home and property have monetary value. Your home is more than just a roof and four walls. It’s all the memories packed in and attached to it. Doing what you can to keep your home protected just makes sense! A great next step is to get excellent homeowners insurance from State Farm.

A good neighbor helps you insure your home with State Farm.

Help cover your home

Help Safeguard Your Home

Are you looking for a policy that can help insure both your home and your valuables? State Farm agent Tom Kernan's team is happy to help you create a policy that's right for your needs.

Remarkable homeowners insurance is not hard to come by at State Farm. Before the unpredictable transpires, visit agent Tom Kernan's office to help you put together the right home policy for you.

Have More Questions About Homeowners Insurance?

Call Tom at (585) 889-3210 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Understanding replacement cost vs market value

Learn the difference between replacement cost value and market value to help you make an informed decision when purchasing home insurance.

What to consider before refinancing your home

Refinancing a home or mortgage has associated costs that can add up. Factors to consider about refinancing include loan amount, property location and more.

Profile photo of a State Farm Agent named: Tom Kernan

Tom Kernan

State Farm® Insurance Agent

Office Address:
3221 Chili Avenue
Rochester, NY 14624-5411
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Tom Kernan

Tom Kernan

State Farm® Insurance Agent

Office Address:
3221 Chili Avenue
Rochester, NY 14624-5411
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Understanding replacement cost vs market value

Learn the difference between replacement cost value and market value to help you make an informed decision when purchasing home insurance.

What to consider before refinancing your home

Refinancing a home or mortgage has associated costs that can add up. Factors to consider about refinancing include loan amount, property location and more.